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新西兰奥克兰assignment代写 患者保护与平价医疗法
2020-02-05 22:38
《患者保护与平价医疗法案》(PPACA)也被称为“平价医保法案”(ACA)或奥巴马医改是一长串的医疗改革立法规定开始生效后通过的第111届国会和美国总统巴拉克•奥巴马(Barack Obama)签署为法律的2010年3月。只有这些条款才能决定这项医疗改革是否会成功,这就是为什么这些条款必须适应关键领域,而这些关键领域正是数百万美国人没有医疗保险的根本原因。这些条款旨在解决日益增加的医疗成本,提供补贴,由于某些因素如性别和先前存在的条件而拒绝保险覆盖。这项规定防止健康保险公司以诸如先前存在的健康状况或因这些状况而收取高额保费等理由拒绝向任何人提供健康保险。已经存在的疾病,如糖尿病、癌症,不会成为否认的理由,因为如果自掏腰包,这些疾病可能会非常昂贵。它还可以防止因性别或过去的健康保险索赔而遭到拒绝。这一条款允许那些在过去无法获得保险的人立即有资格获得健康保险,这意味着如果一个人是女性,健康保险的保费不会更高。这一条款允许年轻人在26岁生日之前继续享受父母的保险覆盖计划,所有的保险政策无论是通过工作还是在市场上购买,都必须符合这一家庭保险覆盖标准。这一规定允许对年轻成年人提供保险,不管他们的婚姻状况如何,或者他们是否生活在父母以外的另一个州。家庭健康计划对年轻人的覆盖范围与对儿童的覆盖范围相同,因此避免了额外的覆盖成本。这一条款帮助家庭确保他们的孩子在大学期间或大学毕业后开始新生活时得到适当的保障,同时努力解决生活问题。新西兰奥克兰assignment代写 患者保护与平价医疗法案
The Patient Protection and Affordable Care Act (PPACA) also known as the Affordable Care Act (ACA) or Obamacare is a health reform legislation with a long list of provisions that began taking effect after it was passed by the 111th Congress and signed into law by President Barack Obama in March of 2010.Only the provisions will determine whether this health reform will be successful which is why it was essential that these provisions accommodate key areas that are the root cause to why many millions of Americans where without health insurance. The provisions were meant to tackle increasing healthcare costs, provide subsides, insurance coverage denial due to certain factors like gender and preexisting conditions.This provision prevents health insurers from denying health insurance coverage to anyone for reasons such as preexisting health conditions or charging high premiums because of these conditions. Preexisting conditions such as diabetes, cancer will not be a cause for denials as the conditions can be very expensive if being paid for from out of pocket.It also prevents denial due to gender or past health insurance claims. This provision allows people who were unable to get insurance in the past to be immediately eligible for health coverage and means that health insurance premiums will not be higher if one is a woman.This provision allows young adults to remain on their parent’s insurance coverage plan until their 26th birthday and all coverage policies must meet this coverage standard for family plans whether it is through the job or purchased in the market place. This provision allows young adults to be covered regardless of their marital status or if they live in a different state other than their parents. The coverage for young adults on family health plans remain the same as it they were young children hence preventing additional cost of coverage.This provision helps families ensure their children are duly covered while they’re in college or beginning a new live after college while trying to figure out life.
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